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Everything You Need to Know
Fengey offers premium immigration support without the high price tag.
Understanding the financial requirements for your U.S. immigration journey can be difficult.
Whether you’re just getting started on your visa application or you’ve just recently moved to the U.S., Fengey is here to help. Here’s a breakdown of common financial questions during each stage of the immigration process:
In this guide:
1. Financial Considerations Before Starting Your Immigration Journey
2. Going Through the Immigration Process
3. Preparing for Financial Success in the U.S.
Key Takeaways
Your total government cost depends on whether your spouse is applying from inside the United States (adjustment of status) or from abroad (consular processing).
Government fees for applicants inside the U.S. are typically about $2,065 to $2,115, depending on whether Form I-130 is filed online or by paper.
Government fees for applicants outside the U.S. are typically about $1,305 to $1,355, depending on how the petition is filed.
These totals do not include optional work or travel authorization, which may add to the overall cost.
Don’t forget to budget for the required medical exam (usually $200–$500) and document translation costs.
These figures reflect the April 2024 USCIS fee rule, which remains in effect in 2026. Fees can change, so it’s important to confirm the latest amounts before filing.
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Financial Considerations Before Starting Your Immigration Journey
UNDERSTANDING FINANCIAL SPONSORSHIP
If you’re looking to sponsor a spouse or family member for a green card, it is important to understand your responsibilities as a financial sponsor and the specific government requirements you must meet. Learn more about visa sponsorship.
Do you or your spouse meet the requirements for financial sponsorship? You can check your eligibility through Fengey. Starting at $649, Fengey helps you complete your entire marriage-based green card (spousal visa) application — including all required forms and supporting documents, and an independent attorney review. Get started today!
2024 INCOME REQUIREMENTS FOR FAMILY-BASED VISAS
In order to sponsor a spouse or family member for a green card, you must be able to demonstrate a minimum annual income based on your household size. Check out Fengey’ guide for more details and to calculate your household size.
LOW INCOME: WHAT ARE MY OPTIONS?
If the sponsor does not meet the government’s minimum annual income requirement, it is possible to enlist a secondary co-sponsor (a person outside the household), also known as a “joint sponsor” who is willing to accept full financial responsibility for the individual who is seeking the green card.
Fengey has helped many families who have utilized joint sponsors. They typically are family members but can also be friends or colleagues. Fengey’ joint sponsor guide provides information on what a joint sponsor may be needed, the financial responsibilities associated with joint sponsorship, and how to include this information in your application.
Not sure if you need a joint sponsor? You can check if you meet the minimum income requirement with Boundless’ simple questionnaire. When you’re ready to apply, Fengey can guide you through every stage of the marriage-based green card process, including your joint sponsor forms. Get started today!
Going Through the Immigration Process
AFFIDAVIT OF SUPPORT FORMS, EXPLAINED
An important aspect of applying for a family-based visa or K-1 fiancé visa is completing the financial sponsorship forms. These forms prove the sponsor is willing to take financial responsibility for the visa applicant, and that the sponsor is able to meet the government’s income requirements.
More information on the financial sponsorship forms can be found in Fengey’ Form I-864 guide (for green card applications) and Form I-134 guide (for K-1 fiancé visa applications).
DOCUMENTING YOUR FINANCES
An important aspect of completing the financial sponsorship forms is providing supporting documents to prove your income. The required documents may vary depending on your specific circumstances, however Fengey has put together a detailed guide on the most common documents and how to obtain them. We’ve also got a tax-specific guide for all of your tax document questions.
DOCUMENTING NON-STANDARD INCOME
There are a variety of different income sources an applicant can include on their financial sponsorship forms to prove they meet government requirements. If you have a non-standard source of income (such as contract work, retirement, etc.,) not to worry! We’ve put together a chart with examples of supporting documents to provide when documenting non-standard income:
DOCUMENTING YOUR ASSETS
When completing their affidavit of support, if a sponsor can’t satisfy the government’s minimum annual income requirement using regular income (like wages or salary), it’s possible to use assets instead.
Fengey explains the different kinds of assets that can be included in your green card applications in our guide here.
Calculating your total assets can be a bit tricky, with some general rules you’ll have to follow. We’ve created an assets worksheet to simplify the process, so you can be confident in your calculations.
REQUESTING AN EMPLOYMENT VERIFICATION LETTER
An employment verification letter is a common supporting document required as evidence in immigration applications. The letter itself is used to verify an applicant’s current (or previous) job status and other details about their employment and income status. For information on how to request an employment verification letter, what details it should include, and more, check out Fengey’ guide.
PAYING YOUR GOVERNMENT FEES
When it comes time to file your application, you will likely be required to pay processing fees directly to the U.S. government. Processing fees vary depending on the forms you are filing, and some may even be waived depending on your financial situation.
Fengey breaks down common immigration forms and what you can expect to pay for processing fees in our guide here.
Not sure what costs to expect? Fengey’ USCIS fee calculator can help determine the exact government fees for your application. We also help you pay your costs over time, so you can get started now and pay later. Answer our simple visa questionnaire. . You’ll be able to use our fee calculator and explore your payment options.
Preparing for Financial Success in the U.S.
Moving to a new country and navigating a different financial system can be a challenge. Boundless put together some helpful finance tips and resources below to help ease the transition.
GETTING HEALTH INSURANCE AS AN IMMIGRANT
The U.S. healthcare system is complex and can be difficult to navigate for even native-born Americans, let alone new immigrants. Understanding your health insurance options and how to obtain affordable coverage is often top of mind for immigrants and their families. Check out Boundless’ healthcare guide and the federal healthcare marketplace for more helpful information.
The following resources may be helpful as well depending on your specific needs:
BUILDING CREDIT
Building credit is an important step in establishing a financial footprint in the U.S.. Boundless’ guide covers the benefits of building credit, how to obtain debit and credit cards, and other general credit tips for new immigrants.
FILING TAXES AS AN IMMIGRANT
As a new immigrant, you may be wondering what your responsibilities are in terms of filing federal income taxes and what to expect the first time around. Boundless has put together a comprehensive guide for filing taxes as an immigrant, and we dive deeper into the subject with our taxes data report.
UNDERSTANDING THE FICA TAX REFUND
The Federal Insurance Contributions Act (FICA) is a federal payroll tax in the U.S. which contributes income to Social Security and Medicare. All U.S. citizens are required to pay the FICA tax, however many immigrants may qualify for a FICA tax refund depending on their immigration status.
To learn more about the FICA tax and to check whether you’re eligible for a refund, check out Boundless’ guide.
FEDERAL PROGRAMS AND BENEFITS
With immigration policies such as the “Public Charge” rule, and other common misconceptions around public benefits, it can be difficult for immigrants to determine which federal programs they may be eligible to apply for. For additional clarity on the use of government benefits, you can search for different programs and check your eligibility directly on the U.S. government’s official benefits site. There is even a specific section of the site dedicated to immigrants and refugees.
IMMIGRANTS AND ENTREPRENEURSHIP
Immigrant entrepreneurs and business owners play a key role in driving job creation and a subsequent healthy economy in the U.S..
REVIEWER
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Related Info with Fengey
With Essential and Premium tiers, we offer K-1 services to suit any budget. Learn more about our guided process
Financial Supporting Documents
Income Requirement for a Green Card Through Marriage
Currency Convertor
What Is a Joint Sponsor for a Green Card?
Internal Revenue Service (IRS) Official Site
Tax Documents Information
Social Security Numbers
U.S. Banking for Immigrants
U.S. Healthcare Information for Immigrants
Federal Healthcare Marketplace
Credit Card Tips for Immigrants
Learn About the Affidavit of Support
Government Benefits for Immigrants and Refugees
USCIS Forms
Form 1099-MISC, Miscellaneous Income
Verification of Self-Employment Letter
Schedule C (Form 1040), Profit or Loss from Business (Sole Proprietorship)
Schedule E (Form 1040), Supplemental Income and Loss
Form 1099-G, Certain Government Payments
Benefit Verification Letter
Avoid unexpected costs by getting your application right the first time.
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+1 (213) 568 8885
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